Healthy Morning Muffins

INGREDIENTS

• Nonstick cooking spray
• 1 1/4 cups all-purpose flour (spooned and leveled)
• 1/2 cup packed dark-brown sugar
• 1/2 teaspoon baking soda
• 1/2 teaspoon baking powder
• 1/2 teaspoon ground nutmeg
• 1/2 teaspoon coarse salt
• 1 cup old-fashioned rolled oats
• 1/2 cup raisins
• 3 tablespoons extra-virgin olive oil
• 1 large egg
• 1/3 cup skim milk
• 4 medium carrots, shredded
• 1 medium ripe banana, mashed