Trisha's Chicken Tortilla Soup

INGREDIENTS

• One 15-ounce can kidney beans, drained
• One 1.27-ounce packet fajita seasoning
• One 16-ounce bag tortilla chips
• 1/2 cup sour cream
• 4 cups half-and-half
• One 15-ounce can whole kernel corn, drained
• 1 cup prepared salsa, mild or spicy
• 3 tablespoons butter
• 8 ounces sharp Cheddar, grated
• Three 14-ounce cans chicken broth
• 4 boneless, skinless chicken breasts, boiled, drained and shredded
• 2 teaspoon ground cumin
• 1 medium onion, finely chopped
• 8 ounces Monterey Jack, grated
• 2 tablespoons all-purpose flour
• One 10.75-ounce can cream of chicken soup
• One 15-ounce can black beans, drained
• 1 teaspoon minced garlic