Three Bean and Beef Chili

INGREDIENTS

• 1 (15.5-ounce) can black beans, drained and rinsed
• 1/2 teaspoon dried oregano
• 1 (15.5-ounce) can kidney beans, drained and rinsed
• 1 (15.5-ounce) can pinto beans, drained and rinsed
• 1 (28-ounce) can crushed tomatoes
• 2 cups water
• 1 onion, diced (1 cup)
• 2 carrots, diced (1/2 cup)
• Salt and freshly ground black pepper
• 1 tablespoon olive oil
• 1 pound extra-lean ground beef (90 percent lean)
• 1 chipotle chile in adobo sauce, seeded and minced
• 1 red bell pepper, diced (1 cup)
• 2 teaspoons ground cumin
• 2 teaspoons adobo sauce from the can of chipotles